Expatriate Health Cover / Insurance Essentials

International health-insurance is essential in the battle for hearts and minds of expatriate employees relocated overseas.

To safeguard expatriates (individuals being relocated overseas), health care is a major consideration. Many parts of the world have health care standards as good as, possibly better than the UK, but there are places, with poor standards health-wise, where one can end up.

Employees must to make sure they have all the facts regarding health care in the country they’re travelling to, before the actual relocation takes place.

And employers must ensure that the reuired systems are in place should they fall ill or have a medical emergency overseas.

Essentially, people being relocated must sort out health insurance – and the medical insurance they choose may depend upon both their individual needs and those of family members.

Domestic coverage is insufficient as it does just that. Covers your medical needs at home – so it’s unlikely to cover emergency medical evacuation from a foreign country etc.

When choosing international medical insurance other things to consider are prescription-drug coverage and wellness.

While some plans cover almost every eventuality – flying employees home in required – they may not cover routine examinations and check-ups. Employees who’re likely to require this service need to check it is covered in their policy.